Hi, I know I owe a cell provider money - I dropped the service, owe the last month + the ETF. Within six weeks, I was sent to collections. My first written (won't take calls) communication from the CA indicates an amount increased by $99.90 over my last statement from the cell provider. Do I write to the CA and ask them to verify or do I mention the fact I know I only owe the X - $99.90? I am well aware I owe it and have no problems paying what I owe but will not pay a higher amount almost equivalent to 25% of the balance. I'd like to know what protocol I should follow with this.

how do i get out of my payday loans. i have 3 payday loans and they are taking my whole pay how do i consolidate them to get them paid down

I have started the process; I have closed my account and sent the cease and desist letters asking for refunds of what I have overpaid. Here is the first response and I'm not quite sure how to reply back: [FONT=Candara]I am attempting to contact you on behalf of your delinquent account with Paradise Cash Advance. I want to inform you that we offer several options concerning your payday loan.