We just filed a BK.. My son is a full time student and attends school out of town. Where can my son obtain a student loan without a cosigner? He tried to apply for the loan and it requred our signature. He did not qualify.

Hi; Betsy (my Wife) called Target today and asked about a reduction in our interest rate (APR) on the Target card. Given our good credit and payment history with them, I expected Target to be somewhat amenable to our request. Not only was the associate very curt and impolite with Betsy, she essentially told her Target's "board" had instituted a policy refusing to take interest rate reduction requests from any customer. I don't know the fair credit and lending act by heart, but this sounds almost illegal. Can you offer any advice on this topic?

Hello there (again). I have found myself stuck in a car loan and am curious to see what sort of advice y'all might have to offer. In 2009 I bought a car for about 20K with my dad as a cosigner. The agreement was that so long as I was attending school, he would make the payment. Low and behold, a year later, he informed me that he would be unable to continue to make the payments and sent me over the bill.

I just joined with them so we will see how it works out for me. I am doing the 24 months plan.

What is the name that appears on your bank statement when you do an ACH debit from a checking account? Thanks!

Hi! Has anyone ever heard of Sunrocket DID dba Cashnet USA? They called my dad today (don't know how they got his number) told him that they were unable to reach me and that if I don't contact them, this whole thing would blow up in my face. So, I called and the short story is, he told me I was being charged with 2 felony counts and they want to bring me in for questioning.. I'm in WI and he's in NY. When I told him ok, to bring me in for questioning, he hung up.. I don't know why they are callingm y parents, discussing a debt that I don;t kow about and then threatennig me..

Does anyone have a physical address for loanpoint USA? I had a loan for $600 with them and have paid them $2100 so far I sent them a letter stating they are not licensed and therefore illegal in TN and that I wanted a PIF and refund. I got several repeat emails from Ashley Sperry wanting me to call which I will not I replied to her with the same emails I sent before. She said she will no longer respond by email. What do I do next?

Can I consolidate a student loan without paying interest?

My brother and I live together in our house. He has a lot of credit card debt and a big mortgage. I would like him to get in a debt mangement program to get rid of his credit cards. The problem is he will need a new car and a computer soon. He will not have the money from his salary to pay for them without using a credit card. We are struggling with the mortgage.

I have 9 payday loans outstanding and I wanted to know if any of these companies are illegal or not and how to find out. They are as follows. Manhattan Processing PayDayLoan Yes Great Sky Cash Bottom Dollar PayDay Loan Services Fast and Reliable Cash CK Marketing National Cash Global Group TLC Fast Cash