I am looking for a suitable mortgage loan. I have been browsing websites and came to know that pre-qualification and pre-approval is better. I have heard that right now mortgage interest rates are relatively low. I stay in Michigan. I’m a little bit confused between pre-qualification and pre-approval. Do I need to do this?

I'm in a deep financial crisis. I have 5 credit cards. All are maxed out. I'm unemployed. I don't have savings as well. What will happen now? I'm trying to get a job. What will happen if I don't get one? Can I file bankruptcy within $2000 in Oklahoma?

I’m a US citizen. But, currently, I have moved to Austria with my husband and children. I had some debt in US. Am I liable to pay those debt even if I’ve moved?

I want some suggestion. It is a wise decision to consolidate debt through refinancing? I am current on my mortgage payment. However, I have some high interest credit cards to pay off.

The interest rate on both ARM and FRM is 2.78. Which one should I opt for? ARM or FRM? I'm planning to buy my first house in this year.

I have a credit card, probably the first one, which I took out 10 years back. But, I want to close that account since the interest rate is relatively high. But, I know that closing an old credit account can affect my credit score. But if this true, will I not be able to close my oldest credit card account ever? Will it continue to appear in my credit report for 10, 20, 30 years - as long as I use the card?

How much interest rate can payday loan lenders charge in New Mexico? My lender is charging 500 percent interest. How can I reduce the interest?

Every year, I search the internet for new shopping items and stores during back-to-school shopping. Of course, buying it at affordable price also matters. So, anyone can throw some light this year?

I have heard about debt settlement that I can get rid of an account by paying less than what I’m supposed to pay. But, how can I convince the creditor that I cannot make the required payments? Do I have to show my financial documents?

I got a call from Charles Dickey debt collection agency a few days back and then again yesterday 5 times. I know very well that they have been banned by the FTC. What should be my next step? They keep calling me.