Hello, how is everyone? This is a nice forum and I am getting a lot of help just from browsing. I have a couple judgements against me from past credit card debt when I owned a business. Around $10,000.00 and I have various other debt like cell phones and non credit card but credit debt through other companys when I had that business. Maybe around $20,000 all together but under $10,000 for the judgments that were awarded.