I'm in a situation that's bad, but not terrible.
I owe about 16,000 in credit card debt.
Right now it's just manageable, but I'd like to get on top of it better.
I called Bank of America, since they have two cards of mine, and asked if they could help me. They took down my information and told me they had a person from Care One on the line who could help.
I told them I wasn't looking for a company like Care One, I wanted to find out what Bank of America could offer me.
They said nothing.
I said "well can you at least lower my 24% interest rate?"
They said no.
I hung up.