I live in IL. The other day I noticed in one of my email addresses that someone had taken out an Installment Loan under my name, info, and even email address with CashNetUSA (legal in IL). When I logged into the account (resetting the password), the bank info the loan was supposedly deposited into wasn't mine (the institution wasn't name). I know I need to file a police report, fraud alert to my credit file, the FTC, etc. I've ordered a copy of credit.

Do the lawyers holding the debt account have to agree to negotiate a settlement during an arbitration hearing?

Hello, I live in the state of Virginia and took a Title Loan on my car earlier this year. The interest is killing me. What can I do? Thanks

In 2008 Cach LLC sued me and Court dismissed the case. In good faith I still settled the debt (which was not even my debt) with Cach LLC. However, I have never been informed that it means debt cancalation and therefore it is taxable income. Additionally, Cach LLC never sent me 1099-c form. Now, IRS wants to penalize me because I didn't claim canceled debt as an income. If you have any input about this type of case, I would appreciate it. Andrew

:confused:I owe $11010.77 how much you think I should offer to the collector for settlement.

Hello, so very grateful for finding this site! Here is my situation. I am current with the 4 credit cards I have balances on and want to settle with.

Hi - I currently have three pdls out since September 15th and live in New York. I haven't missed a single payment yet, but the fees are starting to become a burden. Alpine Direct $300 loan -- paid $360 so far SDS Processing $300 loan -- paid $460 so far Fox Enterprises $300 loan -- paid $360 so far From what I'm reading here, my obligation to these companies is done. I'd like to resolve this as quick and as easy as possible. Has anyone ever worked with these companies? Thanks for the help.

Hi all. I cannot tell you how helpful this site has been to me!!! I had 5 PDL's total. (3 internet, 1 Store front, and 1 installment with TC)Those 3 internet have been wiped away AND I got refunds from 2! The store front will be on an epp very soon !As for the installment...Bank account was closed and I knew I had to pay think cash because they are backed by a bank and legal. SOI bought a prepaid gift card (visa).

I received a warrant in debt. Is there anyway I can not go to court?

Hi everyone, I need help with several pdl's that I have. I reside in MI and have the following: Check n Go: $600... on paypemt plan since 2 weeks ago and missed a payment. CheckSmart: $600... on paypemt plan since 2 weeks ago and missed a payment. Magnum Cash Advance: $809 online... paid 150 500FastCash: $300 online... paid 90 Can anyone help me and direct me with the best solution. I wiont be abl to amke any payments until 2 weeks from now.