Quick Question:
do emails count as PIF letters or do we need offical letterhead?
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Pay Day loan help
15 years 2 months ago
First American Sloutions keep calling me about a payday loan from 2006. They say they are going to take me to court if i dont pay all the money upfront. i live in NC and im not sure what to do.
Regents
15 years 2 months ago
Is this a good phone number for this outfit...someone callled me today and refused to provide an address or the name of this outfit other than Regents...which he told me to "google" what is this all about
What can I legally do?
15 years 2 months ago
I have recently used payday loans for the first time. I live in Ohio and have 3 loans out at this time. I just realized that these could be illegal.
Advance America-$500 owe $633-This one I have not made any payments on as of yet.
Thinkcash-$500 loan-paid$247.41-they say I still owe them $447.11
Payday loan yes-$350 loan- paid $210-they say I still owe them $455
Does anyone know if these lenders are legal in ohio and can my payments really be this high?
OMG! MOre SUCCESS
15 years 2 months ago
ok so collect500 deposited my account with the 400 I asked for!!!! I immediatley called the bank...(that account is SUPPOSED to have a hard freeze no ins and outs!)
Now like the 30th customer serv. rep at BOA has told me a different story. So now supposedly hard freeze means no debits from account and account can't ever be reopened...BUT I can get the money collect 500 deposited!
What to do?
15 years 2 months ago
I have an old student loan in fact it was 2 student loans, they were both for $2500.00. I defaulted quit a few years ago. GC Services finally caught up to me but they have my original principal at $3995.00 each which amounts to almost $8000.00 with penalties and fees it's almost $16000.00. I have paperwork that says my original principal is 4895.00,on the two loans that were consolidated.
Paid collections account shows "open" on my credit report, but paid off.
15 years 2 months ago
I'll try to explain as best I can.
I had a Time Warner debt go to a collections agency in 2007. It was for about $600. I paid it, not thinking (i should have had them promise to remove it - oh well).
The collections agency is CMI (CREDIT MANAGEMENT LP).
Long story short, speaking with B of A the other day about an increase on my credit line, the guy asked me what was up with the "open" collections account from CMI.
My USAA credit monitor (via experian, but pulls all 3 bureaus), shows this account as CLOSED.
PR Services
15 years 2 months ago
There is a company called PR Services that has called my releatives and friends, trying to get information on me. They are using scare tactics with them, and they haven't called me direct yet. Matter-of0fact, they told my family that my phone has been disconnected, but it hasn't.
Garnishment
15 years 2 months ago
I just got garnish and when checking the who i owe it show that Mdiland funding garnish however i never heard of them and can't get a phone number to get question asked i need help
World Financial Network National Bank
15 years 2 months ago
I received a privacy statement from WFNNB. I do NOT have an account with this company. I applied for a card with this company two years ago and was rejected. I never heard from them again until I received this statement. I tried to call the company for clarification. They told me to enter my account number. I don't HAVE an account number. They told me to enter my Social Security Number. I WILL NOT enter my SSN! They refused to assist me. I tried to find the company's information on-line. I found a link through the Better Business Bureau.