Ok, I've read everything I can find on TN and I'm still confused.
I have two internet lenders. They are;
1. 300.00 they have multiple names. It lists as VIP on the echeck...qloot on my phone and DMA Financial, Inc. for email. 90 interest every other week-- nothing toward principle
In all, I've given these people over 1900 dollars!
I've had this for nearly a year...I just can't get ahead enough to pay them down.
2. 500.00 from CCS Loan Company. 125 every other week plus 10% toward loan.
Thus far, I have paid 490. They let me skip a payment, but are set to start up again.