In 2008 W.F. approved me for modification, lowering my payment $84. Told them that woud not help me. W.F. sent another remodification package, sent in documents they requested. Last 2 years, been faxing and overnighting W.F. udpdates on the info. Last 8 months, been faxing and sending overnight financial info on the 30th each month, and speaking to W.F evey week and 1 to 2 times a day for the last month. W.F first told me to pay whatever I could, then the last three months to not send them any payments.


