Quick History: After 32 years of perfect credit my husband had six operations in 18 mo. for cancer so we defaulted (March 08) on several CC accnts, sold our home at SS( June 09) and voluntary repo (Aug 09) on his truck. Since I have done my best to "settle" most accnts thanks to the help of family. He is still out of work and I don't make enough money to handle these defaulted debts.
Anyway in Feb 2010 I saw an entry on my Credit Report by Blatt, Hasenmiller, Leibsker & Moore AND LVNV Funding saying I took out a new account for $27,000.