I have a Kroll report from my lender one from 7/5 and one from 10/12, Please help. Is this legitimate - can they increase the past due amount each dispute and can they make the last active two years advanced?

About 3-4 years ago I was contacted by Asset Acceptance regarding an outstanding account at Victoria's secret. I always use my American Express, so I was skeptical, especially since I had NEVER received a bill from VS. I refused to pay, and after a little while the calls stopped. The debt did show up on my credit report, and I disputed it. Now the calls have started again, and they are willing to take half the debt as payment. I'd like to have it wiped off my credit record, but how do I know these people won't just take the money?

how many times can they try to debit account after sending notification that you are stopping eft?

I have been in this cycle for almost a year and need help getting out. I have been reading the threads and I know my first step is to revoke the permission to take payment from my account and then close the account. I'm just not sure how to do this? Any help will be greatly appreciated. :confused:

Can more than 1 collection agency be on my report for the same debt?

Thanks to this forum, I have made the choice to put a stop to my payday loans. I have been stuck in the cycle for almost 3 years, paid well over $10,000 in interest, have tapped out multiple resources (bank loans, loans from family members), have completely lost my mind trying to cover old pdl's with new, and have nearly lost my marriage because of these terrible things. I know that some of my pdls are storefront and there are different rules that apply.

CMG Groups recently loaned $200 at the beginnning of October. I was told that everything would be taken out on my next payday...They went and started taking money out of my account on a day I didn't tell them causing my account to mess up. Then I found out yesterday that they are still taking money from my account. I mean they took almost $300 dollars out of my account. If someone can tell me exactly what I need to do please reply. I am a single mother and I can't afford for someone to steal the little money I do work for.

the spam trap on my email usually is pretty good at catching most garbage. But today I got 3 emails in row minutes apart with Bank Fraud Victim Center in the Subject line One said nothing in the body One said "test" And the other one I didn't open, obviously some stupid xxxx (Offensive language removed per the TOS) anyway a while ago I got another one which I also deposited in the spam envelope. Now despite my having labeled them spam they still get through Very odd and suspicious, w

do internet lenders need to be licensed in sc to do payday advance loans? also is there a max interest they can charge? can you tell me if the following are legal in sc: pluto marketing, jvc processing, ezpaydaycash, payday max, signmyloan.net, 500 fast cash, loans total 2250 in principle, 4 for 400 one for 300 and one for 350

I have payday loans with Paydayone, Quickcash and integrity finance . I live in TN. I am desperate to get rid of these loans. Please help!