Is it possible to file a joint return witha non resident spouse?

This isn't so much a question as it is a success story, dealing with Emerald Marketing LLC. in hopes to help others that may be in a similar situation I was in. Here's a rundown of the story: I was (and still am) going through some financial issues (thank goodness I found this website!) and made the horrible mistake of taking out a Payday Loan with Emerald Marketing. I thought it was the solution to my problem but I was oh so wrong! After making a few "finance" payments my bank account became tapped out.

Live in Idaho and had a payday loan out from around a year ago from Cashnetusa. Got a phone call from a guy claiming he is from law offices of Anthony H. Rodriguez. Said they would serve at work and I had to make arrangement that day and pay it off within 4 months. The original amount they said we owed was for around $1100 and after fees was 1619 or 4 payments of 404.75. The phone number they give to call is 877-328-8412 and now I'm reading this might be a scam and the first payment went out today. It's still in Pre-Auth for my bank at the moment and I don't know what to do if it's a scam.

What is judgment? How does it affect credit score?

I have five loans from lending places, like credit central, world finance, covington credit, first community, and quick loans. I know it was a very stupid thing to do, but now i am finding myself in a mess what can i do?

Guys, Kinldy advise how to proceed. I didnt end my contract with contract with tmobile and I also moved 2 states, I guess they had sent collection notices to my old address and now I pulled my credit report I see an entry from attorney, for 457$ Kindly advise if I should dispute it or settle it . All i want to do is get it out of my credit report Should I dispute it or pay it.I actually informed tmobile to cancel my contract due to a change in agreement but guess they did not honor it. Kindly advise how to proceed

Bella appears to have ran off with over 2,000 dollars that I paid for services and have received no help in the end. I am due to settle January 20, 2011 and have no idea whom to pay. I have emailed, wrote letters...no response from Bella. I want a counselor to call me within 30 days or I am going to take all money saved and hire a lawyer and start the whole 3 year process over again with a new company. I will file the fee wasted with Bella Financial on my taxes as a business theft. Hopefully I can settle my debts with no future headaches.

I have several credit cards on which I've negotiated favorable agreements. I have one agreement with a collection agency who previously threatened to place a lien on my property an file jugement against me. I have paid all my agreements on time. But, one agreement is expiring and the original creditor will not give me a new agreement. I cannot afford the minimum now and they recommended I call a debt management company (non-profit) listed on my statement. The debt management company wants to negotiate with the collection agency to reduce my payment.

I've been bankrupt for 3.5 years next month. Yesterday, I checked my credit file and found that debtors still update some from 10 years ago. My question is do i have a clean slate after being discharged or will i continue being pursued by debtors.

is a rip off pure and simple. They take old accounts and paid off accounts and try to steal from you! when dealing with them ask them if they are a lawyer office. Then ask for a bar code! its the law that they have to give it to you!