Maybe or maybe not. I got a response from emailing alot to Loanpoint USA and they finally responded with this.
Mrs. Southerngirl,
I have contacted our collections department and instructed for your account to marked as ‘Satisfied in Full’. The account now has a zero balance. No further payment is due on this account.
If you have any further questions, please feel free to contact me.
Thank you and enjoy your day,
I had paid all the principal plus some interest. Do you think this is the end with them?
I'm always on my guard these days.. What do you think?