My Payday Advance are they legal? I cant seem to locate any info on them I am in Texas, don't believe they are, I am working on getting these folks taken care of. And out of my life Thanks,

does enrolling in this program go against your credit report in a bad way while you are paying off credit cards ?

Ok guys, I closed bank acct because of mycashnow and paydaymax. Now what? I am from kentucky and i have gotten most of my info from this site about laws and letters. Of which, i sent all emails with the letter attached. I checked and now i cant even log into my accounts with them, they want me to call 18666451661, the credit depot. Should i sit and wait or contact them by phone? Just wanting to know what next? Thanks, Phil ps this site is awesome

Does anyone have an accurate mailing address for Alpine Direct Services, LLC? I used 6100 Neil Rd, Ste 500 Reno, NV 89511 however it is not the right address and I have searched everywhere but am unable to find a correct mailing address. Thanks!!!

Well I had a few credit cards that I had previously opened when I was working, that I thought I could handle since I was making pretty good money at the time. I was making about 1,000 dollars a week at the time so using the cards didn't bother me because I knew that I could get them paid off. Until I was hit with a lay off that basically put me in financial ruin, I was paying on miscellaneous bills and mortgages at the time as well as paying for college, to pay my bills I had no choice but to use my credit cards to make ends meet.

Z&A's not only hired by AMEX,but Chase VBisa does,too. They were on my back until I filed a complaint with The FTC in March.

I have a few questions about CC debt. I have 7 cards that are delinquent, some more than others. Total between 20K-23K. I was in agreements with all, making monthly payments. We slipped when things got tight again. One card, a Citi, offered a settlement. It was ~35% of $6400, I don;t remember the numbers off hand. I made a payment of ~$150 to start it, then there were 3 payments to be made. I missed the payment date due to an expensive car repair, and didn't follow up. Now I'm being contacted by a law firm acting as a collection agency.

Hi, I am the latest desperate soul to enter the world of fighting off these lenders. My name is Frank, and I wish I had some compelling story that made me look like I am not completely retarded but I don't. I did the first Paydayloan about a year ago, because we were low on Christmas money, and I almost had that payed off and then something went wrong with the car so I did another and it just kind of snowballed. I would pay one off, and then something else would come up, before I knew it I was constantly floating like 3 to 6, and it's just out of control.

I have too many payday loans and find that I am in trouble, who can i turn to for legitamate help

I have got myself in quite a pickle with some payday loan companies. I am in default now and some are giving me until Firday to make payment of some sort but currently enrolled with debt settlement company, but i am still so scared, they are threatening with law suits and internal investigation if loans were acquired fraudulantly which they were not but, i am so sick to my stomach. Any advice...