We have a ton of credit card debt that is very deliquent. We went with a debt consolidation company back in 2007 which is no longer in business... We have now settled 4 accounts and have sold everything we can sell and borrowed everything we can borrow... We have just offered the next company $2000 on a $6000 bill... they want the full amount or a payment of $4500 we just don't have it... Should we hold our ground on the $2000 or do we need to find other options...

Hi -- I currently have 86,000 to 90000 in credit cards -- unsecured -- I have been trying to contact the companies directly to go into hardship programs. One (chase) accepted my hardship as well as amex == but many will not. I have until now been current on all my cards that is part of the problem (but I didn't want to stop paying the minimums) I also am trying to sell my house but that is slow too -- as well as with the rest of the country. my mortgage is 5020 monthly and that takes a huge chunk of my paycheck. I am going to try for a modification until the house sells.

can i get a loan to help pay all my debt off .... pay day loans included with BAD CREDIT HELP PLAES IN ST LOUIS

Received a call today from a Mediation service for Advanced America, a payday loan place. I had a loan through them in 2004. They said I owed 917.10 but would drop it to 600.00. I don't understand where the 917.10 comes from as I never borrowed that much. My bank closed my acct for overdrafts either before or after the check was sent through, I am not sure. The mediation place said no court case has been filed as of yet. I am on a fixed income and can not afford 600.00...How do I find out if this particular debt is beyond the statutes of limitations.

Is there a certain % that you have to pay back to your creditors in a chapter 13? I am still in the process of getting a plan together for a chapter 13 and any advise would be great. I keep getting conflicting stories. I am keeping my house. I am keeping my car and I only owe a year on it. I have a second mortgage and there is questions as to that having to be paid or if it is considered unsecured debt. My lawyer has come up with a payment of 2000.00 a month for 60 months and said that is the best he can do because of my payments on house, car and second mortgage.

i owe $5000 to a phone company and $600 to a credit card company and i need help

hi people i m so scare that

I am trying to clear up a matter on my credit report. It is with Rapid Cash For You, which is now with a collection agency called ARS INC. I have tried several numbers all to no avail, not valid or was cued to call a 1-800 sex line. I also tried a email address which was not valid either. Please can you give me a valid phone number to either agency?

understanding all the above, who would be considered the broker?

Can someone call Paychecktoday 1-866-756-0600 and find out if they are the same company as Mynextpaycheck. Mynextpaycheck also dba Fifth Avenue Financial. I was told on the phone they are the same. Now I'm being told via e-mail, after sending my letter that they are not and that mynextpaycheck is a Canadian company. If they are different than I do owe MNPC money. If they are the same I don't and deserve a refund. I don't want to call for obvious reasons.