I got a $14000 loan from Check n go. I live in Texas. After renewing six times at $330 each, I could not pay in June. Defaulted. Check n go said I owed $1539 after that, and I paid $500. Because I could not pay remaining $1039 as quick as they wanted, the sent me to VCS a collection company. Girl called and said she would settle for $800. I did not have $800 but I told her I wanted to make good on the debt, Check n go is legal in Texas, and they have my drivers' license flagged. I cannot even write a check at the grocery store!!! I paid her a $100 to show good intent on my part.