I am in Texas and I had a loan with Check n Go online. I know they are legal. After I was not able to pay in full, I went into default, and I set up payment arrangements back in June. The original loan was $1400. I paid back $500 once it defaulted, and then I made several arrangements that I was not able to keep, because I am only paid once a month and they were wanting money on days when I knew I would have none. I finally called them on Sept 7th to make a $100 payment, and I was told they had sent me to a third party the week before.

Hi, First, a huge thank you for all of the information everyone has supplied - you literally saved my life! I closed my checking account yesterday and am trying to notify Discount Advances that I intend to repay the principle on my loan (over time) with cashier's checks. They don't supply an email address or a physical address on their website. Does anyone know how to contact them? Or now that my account is closed, shall I just wait for them to contact me when their automatic withdrawal bounces?

remove my tell no from your calling list, in the last week you keep calling my by mistak re; a person by the name of HAIM, which i have nothing to do with.. my 2nd step will be to contect the districatternay in buffalo and put acomplain on you..that will not help,i will contectl the police. avi

How do I tell my husband that we have no money in our account and in dept with credit cards

If you find out that pay day loans are prohibited in your state, and you owe, what is the next step?

I am so scared. I just talked to chase credit card and they said my account is now in the legal dept. I spoke with a rep of theirs last week and she told me to make a payment by the 24th. I called to pay today the 23rd and they told me there was nothing they could do the account had to handled by the courts now. Why would they tell me to make a payment by a certain date and now tell me 2 days ago my account was not eligable for a payment or a plan. Now I understand that a sheriff or someone will show up at my house and serve me papers. I dont know what to do.

I am drowning in payday loans!! I reside in Texas! I currently have three loans.... 1. money2advance.com which was for 500.00 and I pay the finance charge of 125.00 bi-weekly: online loan....in good standing, taken out 7/21/10 2. VIP Loan Shop for 400.00 and I pay 120.00 bi-weekly and they have not taken out any paydown: online loan....in good standing, taken out 8/17/09 3.

I have a loan through Brighton FNL but they someone put my husbands name on it and using my SS number. i am not sure how this happened but it did. My husband does not know about the loan and they won't discuss anything with me. I just want to pay the loan in full, what can I do?

I have a credit card that i paid off in full, and for the last 2 or 3 months have had a zero balance. Then all of a sudden, 3 months later they are starting to bill me for credit protection and an annual fee. How can they do that? Especially seeing my account has been at zero for the last 2-3 months. Is that there way of trying to screw me?

Does anyone know how to get in touch with Lakota Cash? I need a fax, or email as I don't think they are in the U.S. Any help would be appreciated. Thanks!