I owe Advanta and have not been able to pay since they jerked my interest from 7.99 to 32%. I have been sending only 100 - 150 a month. Of course they call constantly but I don't answer toll free #s. They sent me a letter asking me to call them. Should I? I don't have any new news to tell them since I still do not have enough money coming in to pay them. My question: It seems those not paying at all have stopped receiving calls so I am wondering if I am better off to quit paying rather than sending a small amount every month. What is your experience?

Initial settlement offer by Macy's Visa of 80% on $4340 balance 130 days late. Anybody had experience settling with them?

Is Integrity PDL Services, LLC and Integrity Advance one in the same company?:confused:

Looking for advice on how to settle a cap one account that just went into charge off. Had it for 5+ years the amount we put on in goods was about 3k and we have paid over 1800 in interest each year for about 5years now plus extra to try to pay it down. Any suggestions on a settlement route?

i want to start paying things off my credit report, but I am unsure of how to get the addresses/ can some one help me?

How do you go about picking a Debt Consolidation Company? And does Debt Consolidation affect your Credit Report?

How do I know or find out if a lender is licensed in my state? I live in Michigan.

I need help with payday loans in texas are there any compaines to help out

I threw away the application by mistake. How do i get another one? It said something about a credit of $1500.00. Thanks

Has anyone had experience with Accelerated Debt Solurions/The Consumer Law Group-Boca Raton, Fl?