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Right to sue or curse out?

15 years 5 months ago
Today I received a call from an, "Ernie Wilson" with Corporate Office at 1-657-859-4707. He claims he is an attorney and suing me for a supposed credit card debt I have from 2007!! Well, I was incarcerated from 2007 - 2008 and he said he is still suing me, cursed me out and hung up in my face!! Then he called back to say the cops were on the way!!! Is this legit and/or legal?:confused::mad::arrow::arrow:

 

Credit card debt

15 years 5 months ago
I have close to 11,000 in Credit card debt.Loss of income,has put me 4 months behind. The interests is accumilating,and the calls are non-stop. I need advice? Bankruptcy?

 

Ohio Payday loan companies that are legal

15 years 5 months ago
I have a question regarding an internet payday loan company named Magnum cash advance. I have done some research because they are making unauthorized ach debits, from my checking account. We attempted to make prior arrangement's with them, they are always hard to get a hold of. Is this legal and what are my rights? I don't believe they are legal to do business with in the state of Ohio but not fully sure on this.

 

Ohio PDL HELP

15 years 5 months ago
I defaulted on several internet payday loans. I live in Ohio. I first "froze" my account and then closed the account. I cannot locate my payment history now since the account is closed, but have paid multiple payments. I owe the following companies: PayDayOne Check 'N Go 800899Cash Cashinawink Integrity Advance Eastside Lenders Cash Direct Express I am really only hearing from 800899cash who wants me to send a "proposal for payment" today by fax. Should I ignore them and just file complaints with the Ohio BBB and Attorney General? Thanks

 

Debt consolidation/chapter 7 or 11 bancruptcy

15 years 5 months ago
My daughter and her husband are in a lot of debt, and are looking for someone to cosolidate their debts or file chapter 7 or 11 bancruptcy. I have cosigned on two loans for her and want to know if it will hurt my credit if she does any of these options.

 

Can NOD be filed while loan mod process is in progress?

15 years 5 months ago
I just found out that a NOD was filed on 8/26. I have been working with a company that has been attempting to negotiate a loan mod on our behalf with Chase. I was under the impression that a NOD could not be filed while a loan mod is being negotiated. Can someone please clarify? Thanks!

 

this is nuts

15 years 5 months ago
i have never heard of shw recovery in my life! i would also like to add this: who gives u the right to just take from my account without my permission??

 

Personal check not accepted - What to do

15 years 5 months ago
They don't want accept my personal check for payment because my check is returned (bounce0 7 times and called the representative to give me another chance to use my personal check bu he refuse me and he said he can't accept my personal check anymore. Please help me for this because I cannot afford to pay wire transfer every month or cashiers check.

 

Gonna try the debt settlement journey on my own ADVICE welcome

15 years 5 months ago
My husbands hours have been slowly getting cut back over the last 18mths. He went from 60 hrs to approx. 32 hrs as of this month and occasionally only 24 a week. That is what has lead us down the road we never planned to travel. I have been a Stay at home mom for the past 14 years. We have always lived on his income. As of now we are current on our mortgage and car loan. My husband has a jeep that is worth about 2,500 and that is paid for. All of debt is credit card debt besides the mortgage and 1 car loan.

 

dental work

15 years 5 months ago
I have bad credit and no ins and need help done and all the frees are full.Who do i call? My boss is paying.