Hi, I was just wondering what makes the most impact on my credit score whether it be good or bad....or are they the same???:confused: I have no active credit cards, but the small ones that have been sent to collections and closed and charged off ones, also a cple medical bills that are all small amounts. I have a mortgage and installment loan that my hubby and i share and for the most part usually late. I have had 6 negatives removed from my credit report this wk when viewing it on line last wk.

i want you to stop taking money from my account. switch over to paper billing or i will close my bank account. i have a fraud central number i will call if this is not taking care of. edith

I got a DEFAULT JUDGEMENT AGAINST MY EX HUSBAND IN MAY 2010, HE STATED HE WAS NOT REPAYING ME ANYTHING BEFORE COURT AND DID NOT SHOW EVEN AFTER HE RECEIVED HIS NOTICE TO SHOW, IN AUGUST I FILE A NON WAGE AND A WAGE GARNISHMENT AND AFTER HE RECEIVED IT FROM HIS JOB OF MY INTENTIONS, HE RAN TO THE COURTHOUSE AND FILED A SET ASIDE MOTION. I HAVE MY RECEIPTS AND WAS TOLD BY THE CLERK THAT THE GARNISHMENT WILL GO THRU STILL. I PLAN ONTO FILE A MEMORANDUM IN OPPOSITION ASKING THE MOTION TO BE DENIED BECAUSE OF THE TIME LASPED AND THE FACT THAT HE DID RECEIVE NOTICE AND DID NOT EXPECT A GARNISHMENT.

Hey, I know the routine and such and GoogleVoice helps, But seriously these Robo-Calls are harassment from these companies. They don't even leave messages. There should have been a law that calls should only be allowed once per day. Don't they realize people would rather ignore the abuse than face it? Navy Federal is TERRIBLE at calling 8x per day I have been their calls and when I say I don't have the money they say the calls will continue because that's what the computer programs do! Seriously Banks, your not doing yourself no favors. Anyone find a way to get these calls to stop?

I'm having problems with Chase and closing my account. I'm trying to keep these payday lenders from getting into my account next payday but Chase won't block them from trying to charge my account even after it closes. They say I have a contract with the lenders and I'd be committing fraud. I showed them the letters that I will be sending the lenders saying I revoke their ACH authorization but still they say I have a contract. I live in NY - can someone please give me suggestions?

My beautiful DCC Tshirt came in the mail today. I will certainly wear it proudly! Thanks again for the lovely gift.

What is the statute of limitations for credit card for the state of Maryland. The credit card company has closed the account and taken the tax write off as a bussiness loss

after all i have done and accomplished the past few days I receive a call from my old bank saying i am 455.00 in the negative because the ach's reopened my account!!!! I told her i was told my account would be officially closed at midnite and any ach's or debits that hit would be returned!! she says well there's no guarantee of that, that i need to file a dispute on each ach to block them, i asked why i wasn't told that initially and of course she didn't know....so i have filed disputes on all four so now what do I do????? Somebody plz tell me this ends!!!!

Has anyone heard of THE LOMBARDO SUTHERLAND & MEYERS LAW FIRM, in FL trying to collect for Hushhawk Group. I live in NC and Hushhawk is illegal, how should I proceed with the "lawfirm"?

Transfer some property to another person. For under value amount so I could get medical insurance from the state. When I lost my job. Now about ten months later. I fell behind on my bills. Couldn't pay the bill collectors anymore. Now they are taking me to court. The I.R.S. told me they come first. Any property I transfer belong to them. Until I pay them off, is this true? If a creditor wins a judgment against me. Can they take this property from the parents if I owe the I.R.S. and the I.R.S. states they have rights to this property.