what we all need to do to file a public complaint and get the word out about this Company put it on national new?

Hi, Collection agency sued me March 2, 2010 for credit card debt. However a settlement offer was made prior to filing the suit stating that offer was valid til March 26, 2010. Seems they did not have the legal right to sue at that time. What affirmative defenses might I use in my Answer in a situation like this?

I'm about 6 months delinquent on a Citibank card, and they sent me an offer for about 40% settlement of the offer. I call, make the offer, get a verbal confirmation number and they say that they will take the money out on the money from my debit card [with 3 months of payments to finish it off] on 8/6/10. They didn't take the money out when they said they would, and I didn't notice till a bit later that week [Friday, 8/11]. So I call.

Has anyone heard of an attorney group called Sheps & Associates, PLLC located in Nanuet, NY? are they legit or bottom feeders?

I owe 55k, lost about 18k a year in income.. I and behind with BOA 120 days and they cut my interest to 8.0%, But making payment is still tough, they suggested I contact my other cards and get them to reduce interest rates, Lowes is 24.99% default rate. Do I need to go to a Debt Management Co, or can I make the calls and get things reduced I have Household, Discover, 2 Capital ones,Lowes, a couple others I have paid down under $600.oo Thanks Mikey

I am getting alot of confusing information from this website as I read others posts. not that i have borrowed from Tremont financial but it says on here they are illegal but yet they have a tendency to sue. as another person stated I do believe his name is Mr. California is also being sued by an illegal payday lending company. Also the Payday loan Ace Cash Services company seems to be very aware of the illegal lending template some of us have sent to them to revoke ACH and wage garnishmnets they seem to be well aware that this is a letter is genarated via this website.

I have four PDL. Ace Cash 300.00, US Fast Cash 250.00 United Cash Loans 300.00 and FBD Loans 500.00. I live in the state of NC what are the laws? How do I stop the madness? The above amounts are what I have borrowed. I have paid on each of these. Thank you

does everyone remember taking a loan out with these people or were you just looking for a loan and all of the sudden it was in your bank and were you all notified bi weekly that money was being taken out of your account

how can you verify a Collection agency?

I received a law suit for an unpaid credit card. What are my options to resolve if I don't have the money to pay the debt out?