I live in IN and was contacted by a "Unknown" (caller ID) who asked for me by name, gave a case number, and said that they needed to verify my mailing address, either work or home, in order to send mail. They left an 866-759-4225 number to call back but I haven't called them yet. I read at your sticky entitled "So you've been contacted..." and it references if you were contacted by mail - in which case they already have your address. But it doesn't touch on if this person is calling you with no mail contact. Do I call them and give them my address and follow the same steps?

I received the below email a few times. I have never even heard of ACE Cash Services and I do not owe this amount to anyone!! Suggestions??? CUSTOMER ID: XXXXXX CASE FILE #: XXX – XXXXXX LOAN INFORMATION PAST DUE AMOUNT - $945.86 CREDITOR - ACE CASH SERVICES You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services.

HELLO EVERYONE, HERE'S MY SITUATION. I HAVE MULTIPLE PAYDAY LOANS TOTALING AROUND $5800.00. I OWE THE CASH STORE 2800 (IN STORE LOAN), ACE CASH EXPRESS 1700(APPLIED ONLINE, PICKED UP IN STORE), AND CHECK-N-GO 1400 (ONLINE LOAN). BETWEEN THE 3 OF THEM THEY ARE ATTEMPTING TO DEBIT 1300.00 DOLLARS EVERY 2 WEEKS FROM MY ACCOUNT. (RIDICULOUS I KNOW) I CALLED ALL LENDERS, EXPLAINED SITUATION, CHECK-N-GO WAS ONLY LENDER WILLING TO ADJUST EPP BUT I MISSED THAT PAYMENT.

Do us a favor and ban this idiot. Paul will back me up....her answers are idiotic and all she wants to do is argue and attack when confronted about her stupidity.

Is it possible to save more money for Christmas with black friday strategies?

I also received a call from URG Litigations. I was told that there was litigation pending on someone I do not know but my telephone number was the one they had. I told this VERY RUDE lady to take my phone off their call list and she said she would not and hung up on me. I believe the FCC would be responsible for complaints since URG Litigations is involved in interstate commerce.

The creditor has started the foreclosure process on the property but I really don’t know for how long we can stay in the house. Is there any time frame till when people are allowed to stay during foreclosure?

Got a call from a "server" to call 855-557-6591 which is IAA, Internal Account Arbitration (the name of the company). the lady on the phone told me it was due to an illegal VIP pay loan. Anyone heard of these guys? IAA?

Long story short, I pushed back on a loan I had with Great Plains Lendings in April of this year. To be fair, it was my second loan with them and I had already paid the principle back between the combined interest of my 1st/2nd loan. I followed all the steps recommended on this website and besides a few emails following the default, I have not heard from them. Well today I get a voicemail on my cell phone from an unknown company stating that I need to return their call within 4 hours and there is a restraining order against me. The number is 202-417-2021.

Just curious to anyone on this board. Has anyone been sued or garnished from a situation with a payday loan after you've sent a C&D letter, contacted your Attorney General and closed your bank account? Seems like the worst I've heard from this board is threatening phone calls and negative reporting on your credit report.