I'm new the boards here and really looking for some advice on how or which approach to use to get rid of some baddies. I applied for a mortgage loan about 2 weeks ago and I did the rapid rescore and got my FICOs. They used TU because that was where it showed the biggest increase would be. It went from 560 to 590 by just paying one credit card down to a balance of $40 in 2 days. I have the credit report the lender pulled plus the 3 free credit reports. I stayed up all night (couldn???t sleep for thinking about this) and typed up a spreadsheet with all the bad debts listed.

How do you get these people to STOP calling my house? They arnt even looking for me (my mom) is who they are after. After telling them everything I know about her whereabouts, they still call twice a day sometime 3 times a day.

I live in Iowa and have several pay day loans. I just closed my checking account due to all of the overcharging and debiting my account and I am scared out of my mind. I have paid back the borrowed amount on all of the loans and just last week one of them tried to take another $615 out of my account. When I think about all of the money I have wasted and thrown away it makes me sick. My phone has been going crazy today with calls and I hope I did the right thing. Should I contact them and let them know that I will not be paying anymore or what should I do???

does anyone know anything about this company? I was in need of cash quick and went to a site that put me through to alot of payday loans. I got 400.00 from gov emp credit loan and last week they took 106.00 I guess thats interest but nobody has called me or e-mailed me about payment arrangements and expectations. I am afraid I am going to be wiped out for the little cash I have. help,,,,, Joan

Are they legal in Pennsylvania. I have one tht I had taken out and I need to get this resolved or stopped.

What companies are reputable debt settlement companies? I would like any advice, Thanks!

i got an e-mail from ace cash saying that i need to do some things to get my loan i have a #133684188 but i dont know what to do help

can they really threatened you after you agreed on a certain amount and then threatened you over the internec if you disagreed and stop the payment because you know they over charged your account.

can they change you more then agreed upon and then threatened you over e-mails.

is there a good company in Phoenix to help with payday loans?