I have a judgment against me that I want to pay in full yet whenever I call this Kramer & Frank my phone calls are always transferred after I give my account # and then it rings and rings and noone ever answers. Then I finally get someone and she tells me to call in 2wks and make them a settlement offer and when I do they will not accept my settlement offer (FULL payment amount) unless I give them 2 mos worth of my bank account statements, my place of employment and other personal information.


