I have an acct listed on my CR for Nuvell for a car repossession. I received a letter today reporting that I have a balance of $10,704.87. When I look at my CR it shows a balance of $9,930.00, past due $11,043.00 and high balance of $16,625. I want to have this acct removed ASAP if possible because I want to purchase a home. Can I dispute this? Or what options do I have...I don't have the funds to settle this acct. It is scheduled to be removed 8/2014 but I want it removed before then.