What are the rules for creating a budget on medical bills so that I handle such issues effectively?

I filed for bankruptcy and am waiting for discharge within the next month; and included are 3 payday loans. CashnetUSA, Check into Cash, and California Check Cashing. A collection agency called today and said I had a debt to USCash and that if I didn't pay $987.52 by tomorrow morning, with a notorized letter, that I would be facing federal charges. He said it had nothing to do with the bankruptcy. The charges he said are for 1. fraud banking regulation 2. check fraud 3. theft by deception. Of course this scares the crap out of me and I haven't been able to stop stressing.

My sister has been contacted by a few lawyers stating they would like to help her because she is being sued. She isn't sure what to do and she really isn't in a good financial situation. Do you have any advice?

Hi, I am new to this forum. Can someone tell me, is it safe to apply for loans. How to choose a best financial institution for availing loans?

Hello, I live in Washington State and have accumulated 7 PDL's over the past year while trying to help my child stay in college. Ultimately, the child could not find work near the college and has come home, found part time work and will start school locally again this Fall. In the meantime I am unable to live off the salary that is left after the money is taken out each month for the pdl's. Could you please give me some direction as to what I should do?

Hello there. I have been going through a debt consolidation company for 3 1/2 years now and have paid over 35k in debt but tired of being broke all the time and have had enough. Would it be wise to cancel my debt consolidation and just let these debts of 12k go to collections and then settle with them later on?

I work and live in Texas. My company is based in Minnesota. Since my employer is in Minnesota, can a PDL garnish my wages for a defaulted loan? The company I got the loan from is Loan Shop, I don't believe they are licensed CSO in Texas. Please advise.

How does debt settlement work with owing state taxes? I am insolvent for the IRS but what about state taxes, how does that work?

Do anybody know anything about Cashnet USA? I live in TX and they are listed as a CSO but their bond was revoked in 2007. What does that mean? Does that mean they are or are not liscensed to operate in TX. Thanks

how do I start a new thread.....??? for some reason having a hard time....also trouble signing in...this is debtor in CA....thanks you guys for bearing with me......