Hello again everyoneee!!! Things are going pretty well, I think most of my payday lenders just gave up trying to get the money from me, lol. I've paid back most or all of the principle amounts I took. . HOWEVER, NCS (not the same one as NCS, 729 Miner Rd, Ohio) called both my work phone and cell phone today and left a message with a "docket number" and said the "authorities" were coming to my place of employment in 30 minutes with the paperwork accusing me of defrauding a financial institution.

I had a loan thru Spot Loan, paid back the principal with an overage of like $18. I filed a complaint wig my AG. They sent a letter to Spot Loan and I got another letter from my AG stating Spot Loan never replied and they are not legal in Michigan and they are taking further action. Spot Loan doesn't bother me buy my $400 loan is now $800 in finance charges. Hopefully they will take this company down too. Yay State of Michigan!!

ALL this Person "Tsacgiv" does is COMPLAIN ALL DAY ABOUT ALL SORT OF COMPANIES!!!! Needs to learn how to write first before submitting their daily COMPLAINS!

First I want to thank you all sooooo much! I went from 7 payday loans to 1 which is a store front one with the help of your knowledge! My kids are eating more then cheap hot dogs and noodles now!!! I still have 2 cash calls loans (me and husband) and Avant loan....Cash Call was original loan issuer and now they are calling me almost 10 times a day wanting me to log on and redo my ACH and first time they said Delbert was taking over my account but now they dont say that. I refuse to do so. They seem to have no problem taking out the money so I dont know.

I got a call from a Brenda Mitchell (919-348-2850) whom left a message stating her name, that she is with Nashville Credit Systems, and that she is bound by law to state that this is an attempt to collect a debt and that I need to call her back immediately at 404-592-0233 to settle this debt. First of all, I don't have any debt besides college (which is in deferment) and my car payment (which is paid two months ahead) so there is no way that this call was for me. She also did not state a name for whom she was collecting this debt for.

I am located in Alabama, where I understand Check'N'Go has a license to legally operate. However, I noticed that the "maximum loan amount" is $500. They gave me an installment loan for $2750. Obviously, the interest rate is outrageous. I've basically just about paid the entire principal, however upon calling to determine the settlement amount, they still want around $2400. So my question is-- although the lender is legal, is the loan legal in Alabama? Thanks in advance!