I am going through the same thing, CAR & Assoc. called and said I owed Midland
Financial 430.00 and that if I did not pay something that day they would have me served with papers. They actually called my parents house, how they found the number, they are saying they used a skip tracer ?? I am 40 years old and have not lived at my parents for many many years !? And had my parents so upset telling them they were looking for me to serve papers.