I know if any lender/CA violations FDCPA laws you can be awarded in court (if it comes to that) for each violation. Is it currently $1,000 per violation? If an online PDL violates your state law by making an illegal loan to you, are there violation penalties that might be payable to you in court like FDCPA violations penalties? Or is it that only the state can go after the lender to cite violations and hold them accountable with violation penalties? Just curious - thanks.

do you handle pay day loans also

I know ch 7 can cost up to 3500.00 if i cant pay a one time lawyer will not file until paid in full . even though i didnt file as of now will this be enough to stop lawsuits

How do I find my credit rating,is it foc?

my wife and i are 90,000 in credit card debt . she is out of work so we couldn't pay on them for 6 months now she received letter to that she is being sued ny Capitiol one . she has two accounts one is 2500.00 and the other is for 1500.00. it says she can plea and not show up but what will happen . she doesnt have a job and im not on cards with her. and will bk stop this .

What is the best way to pay off debt when you can barely pay min but are not late on any payments.I just have no way to stop accumulating debt when I have to use credit for necesities so I can pay bills with available cash.

I have been sued by a Collection agency for a credit card amount. the suit was against an L.L.C. that I was a member of myself personally. the company was de solved and I may have my name on a guarantee. Am I responsible for this debt personally since it was company debt.

Anyone have any dealings with this collection agency?

Can I cancel an EPP payment plan the day after I invoked it?

i have bad credit because of unemployment..does consolidation make it worse?