Good Morning,
I had an account with CFNA...my last payment (below the min of only 100$) was received on 9/10/2013. Yesterday I went on to check the account and saw that the balance was 0, and had been charged off. They gave me the number to the collection agency, AllianceOne, who could not locate my account.
I read up online, and found that some creditors will reopen the account for payment? Is this true? I guess my question is what are the chances of CFNA letting me pay them directly, without paying the collection agency?
Thanks!
kristen