how do you deal with payday loans other than filing bankruptcy?

i am not behind on my credit cards but want to make only one payment a month and have a realistic goal to pay them off. What are my options?

I found this online. I have no idea if it works or not, but I'm trying it, just as it's written. I thought I would share because I had no idea how to go about this until reading this website. creditinfocenter.com/repair/Repair.shtml Good luck all.

I've been reading on this site for a few days and I think I'm heading in the right direction. But let me start with giving my list of loans Ace Cash - 300.00 - paid 270.00 in fees nothing on principle 500Fast Cash - 400.00 Cashnet USA - 450.00 Ameriloan - 400.00 Loan n Go - 400.00 (store front) I've put and ACH block on my account already. But where do I head from here?

Missed court date, Summons was given to me for credit card.. Compnay I was dealing with said they would take care of it, but now I don't know it they did or no!! Can I go to jail for this

Hello all, first I must say that I am excited to have just joined your community and hope that one day I might be able to offer the assistance to someone that I so desperately need now. Here is my situation. I live in Kansas, my wife and I have (16) loans between us(15 pdl's and 1 title loan) totaling $6,472 with $1,794 in just fees each month. Now 14 of the loans are from local brick and mortar locations and 2 are from the internet. We had only 1 pdl about a year and a half ago, then my company shut down and needless to say unemployment doesn't go very far.

I spoke with a woman named Heather last Friday afternoon roughly around 330 4ish. I was supposed to contact her later that evening but due to significant circumstances and events it slipped my mind. I am trying to get in touch with her or that department so that we can still make the arrangements at the end of the month for the payment that I agreed to. How can I get in touch. When I call the office hours are M-F to 5pm and I was told that her office was open until 9pm

hello Nelly, my name is Yen Bui. i have a question about my target credit card dept which i dont even know anything till now. i applied for target credit card a year ago, but i didnt get their approvement. now i just know that i owed them the money and it became the debt to your guys. i dont even know what happened. however, i want to pay off everything now because i dont want to effect to my credit history. i call you guys a thousand times, but nobody picks it up. would you please tell me how to contact with you guys to pay off and clear my debt!!

Three years ago I fell ill and ended up having two back surgeries and a battle with cancer. The situation left me with roughly 250,000 in medical debt. I also have about 3,000 in student loans and I am co-signer on a vehicle loan for about 13,000. I'm only 25 and managed to stay current on my student loans and car loan but the medical bills are to much. My first question is, Is filing bankruptcy a smart idea? I care about my credit and this point I don't have any. But some research I read said filing bankruptcy isn't a good move if you have nothing to lose (i.e.

Hi, I received a phone call yesterday from Portfolio about a credit card debt i owe from 1999. I haven't paid since 1999. They kept calling in the past and stopped and now they are at it again. I live only on my disability check. I have read here about SOL and don't know what to do. My questions are: 1. How do i stop them from calling me? 2. Do i send them a SOL and if so, where can i find a sample letter? Thanks in advance.