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co-signer for neice's student loan

15 years 7 months ago
Yes, I did a stupid but well-intentioned thing many years ago; I co-signed for my neice's first two years of college. She has never paid back a penny and I am diligently paying the collection agency every month. After having my paycheck garnished for over a year, I made an agreement with them to pay directly and have kept my word. They say they have tried to find her to garnish her paycheck but because of the huge backlog of defaulters, it hasn't happened. Now I find out she is losing the only job she has.

 

Suntrust-Should I let it charge off?

15 years 7 months ago
Anyone/Everyone? I'm not making any progress with Suntrust business credit card. They won't budge from 40% and I only have 30%. I don't know how to tell if they are bluffing and I've rec'd conflicting information today. A rep that I spoke to this morning said acct wasn't due to charge off till end of month and the one I spoke to later in the day said Wednesday which I was also told last week. They will not negiotiate or speak about any settlement unless you fax them a settlement offer letter first and then call back. They also will not accept installments. It's lump sum or nothing.

 

Lawsuit

15 years 7 months ago
I am being taken to court over a debt that was a breach of contract on the part of the org.lender-my question is this is being handled by a company with a bad rep is not accredited by the bbb and this is an assigned suit????

 

debt consolidation loan

15 years 7 months ago
What do you know about Hess Kennedy Chartered? My loans seem to be going and I have already paid one of them off. However I would like to receive a statement with the balances shown as well as the payments. received.

 

can they get garnish pay

15 years 7 months ago
can a payloans garnish my pay

 

Frustrated and Very Upset

15 years 7 months ago
My husband keeps getting calls from NAFS on his cell phone (which he uses for work). Worried he might get into trouble for answering. They say we owe about $400 for an old Verizon account back 19 years ago. Is that silly or what? The guy who keeps calling is very rude and yells! We definitely don't owe anything. How do we get them to stop the calls?

 

Scam again

15 years 7 months ago
Hello Everyone Well its been 2 weeks and Officer David Hunt 206-204-4835 Has called again to tell me my payment did not go through. Of course not cause I cancelled my prepaid debit card. This was Friday and He threatened that on Monday morning I was going to picked up from work and going to jail. Well it is now 3:48 pm and I'm still here. I told him if he called my work again after I asked him not to I was going to file harrassment charges on him.

 

refund

15 years 7 months ago
I used this company for debt reduction, and they did well for the most part. My problem is that there were four accounts that went to court and would not settle for less than 55%. In my client service agreement it specifically states that if that is the case and the client will not settle, I should get back the 15% service fee charged on those accounts. I hAVE WAITED OVER SIX MONTHS. I have not received the refund. My client sevice agreement sates "1. Fees: Client agrees to pay an administration fee equal to 15% of the total debt placed with LGF.

 

zwicker

15 years 7 months ago
I am getting calls on an account that is not mine. It never has been. What should I do? I hear all the bad things about zwicker and I don't want them to start making threats.

 

Help in Texas

15 years 7 months ago
Hello I currently have 5 payday loans all from online companies. Cash jar $1,000 principle paid $750.00 Ameriloan $450 principle paid $135.00 500 fast cash $350 principle paid $105.00 Ace $400 principle paid 121.50 Impact solutions (spot on) $ 500 principle paid $0 I will not be able to make the payments on this Wednesday and plan to go to Chase and close my account today. Will closingmy account work? Should I contact paylessdebt.com to handle repayment or can I facilitate this myself without them calling my employer etc? thanks!!