i noticed the bar on the bottom.i see the chat with friends there.does that mean we can chat?just asking.

How would I find out the address of Payday loan lenders, I have my letters ready and that is I need before I can send them. Thanks,

If you get sued by a loan company and have to go to court however the plaintiff doesn't show up. The hearing got dismmissed. Are you still entitled to pay? Can they resue you?

What is the best debt consolidation group?

I live in Ohio. Integrity Advance is not licensed to do business. I took out a loan with them for $400 and to date I have paid $612. I sent them two C&D letters, to which they have stopped calling, but are sending me tons of emails. I asked them to send me a loan history of my account. Their loan history is completely different than what was withdrawn from bank account (according to bank statements). Go figure! Anyhow,they are saying that I still owe them $545.00. I have closed my checking account so they cannot withdraw any more money.

I have a sick child who can not stand any kind of disruption, and all these calls keep upsetting him. What are you that heartless to keep upsetting a special needs child? You will have to answer to someone higher than me someday for your sins, and what your doing is not going to look too good. I keep asking nicely to stop. Now I have involved the police. So whoever is making the calls I would be very careful if I was you!

I just found out it is illegal to offer and accept Payday Loans in NJ. Basically, I am a just as guilty as the financial institution. One of the loans was sold to a collection agency. The initial loan was 300.00 and now they are trying to collect on 525.00. What is the best way to proceed with this without getting myself in trouble. The collection company did send a letter, which I received yesterday stating they bought the loan. I was going to send a debt validation letter but not sure that is the best route considering the entire thing was illegal.

does anyone know anything about p and b capital. 800-840-9166. thanks

I have been receiving phone calls from NAFS for a few months now in reference to a Blockbuster account under the name of Raymond Burkett. I have never heard of this man in any way shape or form. I continue to press "option #4" which states that I do not know how this person is. I have also contacted NAFS and spoke with a representative; I told her the issue and she said okay and hung up on me. Even after speaking with a real liver person I continue to receive these obnoxious and harassing phone calls about someone I do not know in the least. Does anyone have any suggestions?

ok so im filing for chapter 7. i am wanting to reaffirm my mortgage so it will still show as paying to the credit bureau. my question is, can i call my mortgage company, either before the BK is filed or during, and ask them if there is any way they can either lower the interest rate or eliminate the PMI or something to make the payments lower? after all i am going to be agreeing to pay it by reaffirming. anybody ever dealt with that? also would that work with my car too?