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A Nightmare On Any Street

15 years 7 months ago
preditorylendingassociation dot com Is this website for real? That's my first question. I recently hired the services of a payday loan reconstruction company to help get me out of "payday loan" hell. I realize I did this of my own accord, but like many of you, I had to borrow in order to pay the fees on what I already borrowed. I was in way over my head, paying fees that amounted to more than I had originally borrowed. Could not pay my bills, got shut off and repo notices. Never had more fear or more stress in my life.

 

Ten Dollar Pay Day aka National PDL aka Rio Resources

15 years 7 months ago
I need an email address for Ten dollar pay day to send a PIF letter? Anyone?

 

500 fast cash email address

15 years 7 months ago
The only address I can come up with for 500 fast cash is [EMAIL="customerservice@500fastcash.com"]customerservice@500fastcash.com[/EMAIL] does anyone have any others to send PIF letters???

 

What happens to the money if...?

15 years 7 months ago
When you hire any of these companies to represent you, and you are in a payment plan, that is comprised of the estimations on past "performance standard" based on the average negotiated amount that the Company(ies) have calculated the amount of the debt anywhere form 40% to 60%, sometimes claims of 75%. What happens with the money that the client pays every month when the "negotiators" have been able to dismiss the debt, using the F.D.C.P.A rules? Does the company give back the money? How do we know that the companies will even tell the clients that the debt was dismissed using legal methods

 

Judgement after not getting debt validated

15 years 7 months ago
Hi, I have been to court 3 times now on the same debt...as soon as I got the letter from the laywer representing capital one I sent a letter asking them to validate the debt certified return receipt....They did niot respond. I sent a second one..they did not respond...The filed and we went to court... I told the judge I never received the validation..I was given at that time the credit card statements at on that court date and the judge continued to another date and order3ed the lawyer to provide me with any additional discovery.

 

Payday Loans consolidation

15 years 7 months ago
I have 6 payday loans I am having trouble paying back.Can you help?

 

Help with alias PDL addresses

15 years 7 months ago
I know this is asking a lot, but does anyone have a a list of all the "alias" PDL companies that this company uses?

 

Figuring out who gets sued and who doesn't

15 years 7 months ago
Ok, so I'm a very curious person, and I always have a need to know how things work. I'm trying to figure out what the formula is that makes a CC sue one person over another? Are there any people on this board who have worked inside the industry that can shed some light on this subject? I also think this is a good subject of discussion. Some facts we do know about this. 1...It doesn't matter how much you owe.

 

Private Sudent Loan cosigner question

15 years 7 months ago
I have private loans which I am paying on time so that's not the problem. The problem is a couple years ago I had a couple late payments so my credit is dinged and so is my co-signer (which I understand that it won't go away). Is there a way to get my co-signer off my loans? Or is he stuck being attached to me until the loans are paid off?

 

Scam or not

15 years 7 months ago
Is this a scam?