How much do debt consolidation companies make off my consolidation? I understand that they are companies that need to make money like everyone else, but I evaluate things based on how much they charge for their services. Also, I have multiple debts, though they are not all that overwhelming in amounts, it would be much easier and I believe faster, to pay them in one monthly payment. They vary from old utilities, car title loans, pay day loans, and credit cards. Would debt consolidation be a good move for this type of thing?

Oh my! I thought I was so good at this and now wondering if I have been had. So I settled with NCO for Amex back in January and have completed all of the payments on a timely basis. Today, I called Amex and they told me that NCO is handling my account. So I called NCO and they refused to verify that my account was settled. They would not send me a fax to use for proof and would not inform Amex it was settled. I am now concerned that NCO is scamming me. They told me Amex would not be notified of the payment for 45 days because the check needs to clear.

I have a "loan" with Elastic (Urban Trust Bank), the APR is 325% for month and bi-weekly customers! (I almost had heart failure after realizing the interest rate)! I did the following: I sent a Revocation of ACH Affidavit to my financial institution, which is a credit union! My credit union investigated Elastic, and an ACH Hold will not work! The funds are withdrawn via an ACH, and a check number, (which Elastic) provided! So, I closed my checking account with my credit union, and obtained a new account!

Does anyone have PDL Ventures email address they have a collection agency Frontier financial calling me and I'm in the State of New Jersey for a pada loan for $200 and they have drafted more than a $1000 and still says I owe 368.00...crazy!

I defaulted on several payday loans in the state I live in (Mo.) and several on line ones 3 years ago. I have since paid of several but have more to go. Where do I stand legally?

Platinum Service 80 debited my account and i dont even know who they are... I filed a fraud claim and blocked them, but will I get my money back?

LVNV trying to collect on debt i do not recognize and from their reporting on my credit report i believe is time barred even if i do owe it. they already tried to sue me and case dismissed w/o prejudice b4 going to trial. now its been passed along to capital managment services to collect on their behalf (at least this time i am being notified b4 being sued). Do I have to send DV to Capital Management only or to LVNV as well? Problem with sending to LVNV is i cannot find an address to send certified that they will actually sign for. Thanks for any input on the matter.

what is the best debt consolidation company?

We have a number of credit cards that were charged off and subsequently settled. These cards were in my name, but my wife at one point was added to a few of these as an authorized user. All of these cards pre-dated our marriage and were only issued in my name originally. We received her credit reports today and I am seeing that the charge-off and settlement of my credit cards are showing on her credit report. She was only an authorized user on these accounts, never a co-signer. Is this correct that they should report all of these negative marks on her credit report?

I got a letter in the mail about some unpaid account on books I have never seen. I'm assuming it is identity theft or flat out mistake? The charges are form 2006. The automated voice thing said they would close the account, yet... what does that mean for me? Can't even get a hold of a representative.