I am in desperate need with these pay day loans. There were 4 in total (one of which i have paid off) The other three are killing me and i cant afford anything at this rate. 1 out of the three companies want even authorized as i signed no contract. I have been looking into getting with these pay day debt consolidation loan companies but i am unsure if that is a scam as well. Can you tell me if they are? I have also been reading through your site and saw that some of these companies may not be legal to lend in certain states.

I have not received my stimulus check yet. How can I know when I'll receive it? Can I claim unemployment insurance and receive stimulus at the same time?

I have a wage garnishment order against me. It was issued just the day before the lockdown. Until now, my wage has not been garnished. Does it mean that it has been cancelled due to COVID-19?

My 4th July was not good enough. Spent the entire day at home only. With no money in hand, I couldn’t afford to celebrate the day. Any suggestions on how to earn extra money? I’m facing a really hard time. Yesterday, I got an interview call for a job. The lady said that the job is from work from home. But, I have to work for 6 days every week. The package is not bad. What do you think? Should I go for it? I have to join the job within 2-3 days. In that case, I have to leave the present job.

Can I check my credit report for free every week?

My job is gone. Living on limited income. Can you suggest a few ways and side gigs to survive?

I have opted for a forbearance program with Discover. I have no late payments until now. So, how would my accounts be reported on my credit report? Any

I had taken out a payday loan that is legal in my state. Can I request to stop the interest payments for about 2 months without paying extra?

HI all! How are you planning to celebrate 4th July? Are you ready to go somewhere or are you planning to celebrate it at your home only? Share your thoughts.

Can I complain against a consolidation and settlement company if they're not providing services? I have make payments for 3 months but feel nothing has been done from their part. Where can I complain?