My mom called me last Thursday all worked up she said a agency called and said that I did not repay a payday loan and that I was going to be served a summons within the hour. Is that possible I need some education on the matter.

My bank offered mortgage mod at current payment as mortage mod. I am $100,000 underwater and an interest only loan. Mod would help me barely make it but I have an interest only HELOC due to having to drill a new well. Since my well dried up had no choice. Paying for the was only half of what I owe for the HELOC. Now I really can barely make the mod mortgage if I accept it. May do Chapter 7 insted. Citi Bank has my HELOC. How can I get Citi Bank to settle my $42,000 HELOC??? If I could just pay them $2,000 to settle I would possiblky be able to keep my house? Who do I call at Citi Bank? Help!

I am in default of a loan for $770 + about $300 in charges to SonicPayDay. Their collector - Northway Financial just threatened that they will enforce the wage assignment that I signed. I just sent them 4 documents: Notice of Revocation of ACH Withdraw Permission Notice of Wage Assignment Revocation Request Letter to Stop Contact of my Employer Request for Alternative Payment Plan Am I covered??? Can they still harrase and threaten me?? In my repayment plan I offered to pay them $65 per month for 15 months to pay back the loan.

Who do I file complaint with for a collection agency that disregarded my ACH Revocation which was sent on 6/10 by certified mail, and I received the RRR card back? Transaction went through today. I notified my bank, but I want to nail these guys (Collect Corp.):-x

the phone number listed is a fax number, not a call number what is it please?

I called the consumer affairs dept and I have to say that I do not believe they are giving out correct information, or perhaps the information that some people are giving out in this forum is not corrrect. I do not know as the information conflicts. I was told that ALL internet related loans, even installment loans were illegal in Ohio including Elastic.com/Urban Bank and FBD out of Delaware.

this company continues to call me 3 times a day from the number 716-213-5567 and even after we demanded them to stop, they refuse to give their actual address and then laugh about it, does anybody have thier license number?

The short version: Elderly mom went into hospital. I have her POA and started looking over her bills and checking accounts. At this moment, there is at least 5-10 PDL loans. I have no idea for how much or with whom. I spoke with the state financial regulatory agency and out of of all the names that showed up on the checking account only one was registered. The checking account is now restricted for outgoing ach's and will be closed within 30 days. I also have an appointment with her attorney. I have changed her phone number and will have her mail intercepted.

Because of my own foolishness I have numerous payday loans through the internet. I have been paying on many of these for a long time. Recently I was looking on the internet and came accross an article that stated that internet lending was not legal in the the State of Nebraska unlesss they were liscensed in Nebraska and that an e signature was not accaptable for a signature. I am just wondering how to go about finding out if the payday loan companies are legal and if I am obligated to pay them any more money.

I know that most PDL's usually say that i need to contact them within three business days if i can not make a payment but i am in way over my head now and i need to figure something out. I have no problem paying what i owe, i just can afford the high interest rates anymore.