Hello All! I have been reading so much that I started to get confused, so im hoping for better clarification here.
I am currently in the process of improving both mine and my fiancee' credit scores.
i recently pulled our credit reports and scores.
he is 24 negative accounts, most of the are charged off and 4 in collection status. and only good standing accounts are his student loans. - score 524
as for mine is very similar, i have 17 neg accounts, 3 collections, student loans in good standing, a tax lien (that im fighting-posted prior to me turning 18) and a judgement.