I have an overdrawn account that was closed & referred to a collection agency. I have a payroll check from a company that uses the same bank. If I attempt to cash the check at the bank, can they hold out the amount that I owe?

I have a credit card with Chase in which I can not pay. I have been making small payments but they are not going to make them happy. I emailed them and they refused to communicate with me by email. they keep telling me I must call them. Is this true. I would like communicate through email or mail, not phone. Do I have a right to do this. Can they force me to call them. Not to get into details but speaking on the phone with them is not the best for me. I just want to know do I have a right to request all communications to be by mail. Thank you

If ch7 is filed and relief of stay was granted prior to the discharge, will the debtor then be responsible for the balance? A second mortgage is also involved, will it resurface if payment arrangements are made with the 1st.

how do you find out who the processor is for a pdl?

What is PBO? Can anyone please answer?

there is another company to watch out for --flashloans. they have pulled almost $1500 for a $550 loan from my account and I am having trouble getting my bank to stop them.

Need a document wording for friend to sign giving me permission to transact debt settlement for her...husband died leaving her in a huge det..she becomes very upset ..I have experience in settlement so I will call creditors and do it for her. NEED the wording on letter to do this. Thanks, Gerri

I am experiencing forum problems again, my replies are above the questions, see the screen shot. Also, the posts are showing up again in the search function. Hitting F5 doesn't seem to work for me either.

Need more information. What type of debt? Status of the debt? What is your financial position?

can you recomend a consolidation company