I told Chase bank that I have a debt settlement company to deal with my all of my credit card debt, Chase bank told me they won't work with any debt settlement company is that true ? In this case, what should I do ?

My Capital One charged off and is now with Portfolio Associates. I sent debt validation letter and received letter from them stating they bought and received electronic file from Captial One. The listed my name, last 4 of account number and amount of debt. Is this good enough??? Where are my 12 months statements and signed agreement? I have until 6/16 to dispute. What should be by next step? Thanks

"Hi everyone, My wife and I currently have $23,000 in credit card debt, which is eating us alive. Most of this was racked up during our college years as my wife had to put herself through school on her own. We are now both 27. I started tracking expenses 2 months ago, after all the monthly bills are paid we have $600 left over- or should. The problem is the $600 gets eaten up by clothing for our daughter, toys, vet bills, all the random things that just don't get on the monthly bill list. I contacted a national bank and requested a $23,000 personal loan to pay the credit cards off.

I received payday loans from 3 companies and did not even apply with them and now they keep deducting monly payments out of my account, how do I stop them.

Hi I am new to this board and found it in desperation over the weekend. First I am so glad not to be alone. I feel so ashamed and embarrassed and have noone I can talk to or share this with. I am married and a mom of 2 boys, my husband has no ideas of the pay day loan hell that I am in! I have been unemployed for 6 months and that is how the pay day loan hell occurred. Right before I lost my job I had some unepected expenses and need money fast, I turned to pay day loans.

I applied for the loan but I decide not to get it and how do I have 300.00 in my account???

can i change my debt consolidation company?

what should I do now that Midland filed a lawsuit againts me for over $4,000 that I supposedly owe them? i never had a business transaction with them, never own a credit card with the last digit they stated in the summon, never received any statement from them since 2004 ( according to them the date the debt started)? Why should I receive any statement or notices from them since I did not do any business with them? We only use 4 major credit cards to simplyfy our lives, plus gas cards. None of our credit cards have the name Midland in it.

Can someone tell me if the following companies are licensed to lend in NC: Zip19 Paragon Funding SSM United Cash Loans If they are not, can you also point me in the direction of the NC law that makes them illegal? Thanks in advance!

If i paid my debt, how would i know if its clear from your records?