Should the original creditor still be reporting a balance on a sold, charged off credit card debt? I eventually paid the debt collection company that it was sold to and they are not reporting at all but the original creditor shows a balance on my charged off and sold debt. Is this reporting correctly? I do understand that they will still report a charge off but should it have a balance since they wrote it off and sold it to another company?

I am needing the address to Board of Public Utilities Collection Agency. My debt settlement company has sent a power of attorney letter to the address give and it comes back and not forwarding address is given. I also called Bank of America Cardservices and they will not and said they do not have that information. What can I do to find it?

I have a loan with these folks and I originally had 2 loans I paid those off and reloaned.. due to $$ problems I have not been able to pay them the $150 interest fee biweekly for a $500 laon, they have been calling my job stating they are the FEDERAL FRAUD RESTITUTION DETECTIVES, today I got this email from them what should be my next step because even though I didnt pay in full I want to clear my balance with them but now they say I owe them over $1250.

Midland Funding and Midland Credit Management are the same people. It's a miracle these people haven't been put in jail. Send them a cease and desist letter, don't give them any info about anything and make no agreements with them. Never give a collection agency whether the debt is legitimate or not your bank account, credit card number or social security number. They will take more than you authorize and they will continue to hit your account without telling you. When you send the cease letter send it so they have to sign for it and get a return receipt.

ive been in collections for 28 years and am rather concerned with the information i am finding on this website. In talking about the "pay for deletion" I have never in my whole career ever been able to delete anything from a debtors credit bureau nor does our clients. So believe it is a waste of time contacting the collection agency as they generally dont report

First of all, thanks for all the information here, it is awesome and gives me hope... But because there is so much, I am a little overwhelmed... In short, I am stuck with 3 loans that are bringing me down to a point that I can't meet my regular bills with out renewing again and again... I am in Texas and the three loans I have are : US Fast Cash $500 Magnum Cash Advance $1500 Cash Transfer Center $1065... I really need to get out of these so I can make my mortgage this month... Any links and pointers would really help, I am almost to the point where I am willing to pay some to get

Anyone heard of M&E Associates? Went to make a payment on this website www.meassociates.org, but stopped. It looked really fishy. Let me know what you think.

Are there Debt Consolidation companies for Payday Loans in Texas.....if so where?

Im still making my minimums but Im behind 1 month constantly on my mortgage. I have a small business that has had a drop in revenue over the past 2 years...Im falling apart here. My mortgage is is 4300 (incl. property taxes). I have over $120K in credit card debts. -25K Canadian Scotia Vista -23K American express platinum -16K American Express Blue -24K Capital One -23K Chase -6K Discovery

how do i consolidate my 2 loans that are in collection agencies?