Does a summon mean i have to go to court?

Debt consolidation companies help people in debt by combining all of their outstanding payments (credit cards, student loans, medical debt) into one payment. Often, the debtor takes out a new, lower-interest loan to cover this payment. The consolidation company may also offer credit counseling and may negotiate with the credit companies to reduce the amount of debt owed. So how do they do it? Non-profit debt consolidation companies can offer their services for little to no cost through funding from donations, creditors and government grants.

are these online payday loan co. reistered in michigan? AMERILOAN,ELASTIC,MULTI LOAN SOURCE

what does debt reduction look like on a credit report?

RJM Acquisitions LLC and LTD Acquisitions LLC, are they one and the same?

My home loan was modified through Naca in Septemembr 2009. I missed the first payment because my mortgage company told me the first payment would be drafted from my checking account in 30 days and I was under the assumtion a payment would not be necesery until that time so I paid my past due property taxes instead.When It was brought to my attention that I was a payment behind I paid half of what I was behind on but never have made up the rest because i did'nt have it.Since thats first payment all payments have been paid on time as they were drafted from my checking account.

i have about 20 to 25,000 worth of debt mostly credit card and 1 loan,my credit is not good because i have fallen behind,before this i paid all of my bills ontime,should i even bother trying to find a debt consolidation loan.

I answered the phone yesterday, thinking it might be one of these people and getting ready to tell them to send a letter - but, to my surprise it was a recording that I could barely hear. It was something like "This is the office (law office) of Durham and Durham". Then it gave a call back number that I didn't have time to write down nor could I hardly hear it. Am I supposed to call back people like that or ignore that and wait for a real person to call? I hope they call again and maybe then I'll be able to catch the number. :rolleyes:

I have 5 PayDay (SSI/Social Security) loans. My only income is my SSI (Mental) and my Mom's (designated payee) Social Security. I take care of my Mom full time. There is no way I will ever see daylight again. I know it's not an excuse, but I am bipolar and I just got highs out of borrowing and spending and now that the dust has settled I am in deep shit. If I pay back in full on 6/3, the total would be $3014.37. If I just pay the Interest (which is all I have been doing) I will owe $617.00 and some change on 6/3. My SSI check is $674.00.

Is there a way I could deal with the actual credit card company or has it gone to far? If I do deal with the credit card company will they inform MCM that the debt has been payed in full?