I'm 208 days late, charge off this friday
Called Chase today, after going through the spill of why I can’t make payments, the women left the phone and came back about 5 min later, she said they refuse to settle for 30 %.
Then she says, well maybe if you settle both my accts one for 30 % the other for 50% they might take it, (I have never been late on 2nd acct of 7k cause the interest is only 3% it was a WAMU acct they bought, I didn’t want to lose the interest if I could get a job, if I stop paying the 2nd acct the interest will go to 29%).