I am in the process of cleaning up my credit report. My score is currently listed at 530, so I'm hoping to reach the 600's by next year with paying off debts/collections, etc.
I currently have three collection accounts showing as "potientally negative"... I would like to try a "Pay for Delete" with all three of these accounts but I've never done this before. I read about it on this forum.
One account is in collections for a charged off credit card in the amount of $631.15. The original creditor was Continental Finance and the CA is FBCS in Hatvoro, PA.


