I am in Tn and does anyone know the laws for a wage assignment. my HR recieved a wage assigment from 1000cashovernigh.com and they said i need to get it takes care of or they will garnnish my wages. in the letter it states that it is irrevocable. i have a letter that i am going to give my hr but i was wanting to put the laws in it as well i have searched and searched and cant find them. i have heard in the state of tn that you can only have your wages garnished by a court order.

Finally received my settlement letters from Chase (35%) and B of A (40%). It was like pulliing teeth to get them to fax them to me. The letter from B of A is really clear on everything but the one from Chase is very vague and when I called to get clarification was told that they would send out a letter after all the payments have been received reflecting the 0 balance and that it was paid in full. Has anyone else had a wierd settlement letter from Chase?

Could use any advice possible at this point. I understand I need to make a payment plan, as they are required by Nevada law, I just do not know the steps to take with the bank, the hard debit , etc. is there anyone here that has that knowledge? Thanks so much

i need to put all my bill in one payment with a low interest rates..so i can buy groc. electric bill , phone bill , tv bill ...i got myself in this mess i would like to get myself out on my income only can i do that with out my husband

Hello guys! just registered to this board,and I just wanted to say hi everyone! Cheers!

Regent Asset Management is headquartered in Kansas and their collection letters come out of Denver Colorado .My question is "In which states are they legally licensed to do business ?" I originally owed US Bank $75.00 when they debited my empty checking account for magazine subscriptions from a company that sent me a postcard saying they would send the magazines ,AND BILL ME , unless i contacted them not to. I forgot to notify them ,and then US Bank continued debiting my empty checking accnt, and adding their fees because the account was empty ( I'd changed banks ,meanwhile ).

I've already sent the "bite me" version of the ACH revocation to the unlicensed loan companies, but CashnetUSA is legal (which means I need to try to work with them). Could someone who has worked with them or other legal CSO's in the past please review the letter below and let me know if I'm saying anything I shouldn't, or leaving anything out that I should say? ----------------------------------------------------------------- Re: Account xxxxxxxxxx, current loan I currently have a loan agreement with your company, CashnetUSA, with a principle balance of $850.

I am losing my you know what to these people! Help. I borrowed 1000.00 for a few days-just until a family member could pay me. I didnt get paid. I didnt pay it off. I borrowed it online....stupid! The paperwork says Belize, now that i read it closer. I have paid them 750.00 and nothing has gone towards principal! I now cant cover my house pmt! Can anyone help!

I am currently in default on an Ace Cash Express PDL. I send them a certified letter stating my repayment plan, within 60 days, and to only contact me via US mail. Anyone in the same boat and can tell me if they will accept the terms and adhere to the no phone calls request.

Anyone familiar with working with Citicard's Recovery department? I called Citi for the first time today after 115 days late on both accounts. $14,972 - 1st card $8900 - 2nd card They sent me settlement offeres two months ago that were 45% of my balances. Today, I spoke with a rep who gave me 55% option on both, but then came back on the line and said she really can't do anything because it's being transitioned to Recovery. Will they do me better or worse? She said that both accounts are "pre-litigation". Anyone know any tips with Citi that I can use?