hello everyone,pdl collectors are calling me round the clock,and i never returned a call regarding my obligation to pay them ,even close my bank account so that they will not be able to clear my check for the reason that Im in really stressed out of money and falling behind of my bills,i have 8 pdl to pay so right now i trying to work out some solutions to pay them,but recent phone calls was really scaring cause they accused me of fraud.and misleading payday loan just to borrow money ,but all info i submitted was all true and the only thing that matter was the closing of my bank account,and 3

Can I send an arbitration letter? Also what should it look like? I'm not a lawyer?

Hello, I just got my annual credit report at annual credit report.com and when I was going though the process stage it asked me to tick which credit reference agency ie Equifax, Experian and transunion. I ticked all 3. But on the annual credit report it says at the top Equifax Credit report and doesn't mention any of the other 2? I am confussed? Are Experian and transunion inculded in that? Or do I have to goto Experian and transunion seperatley?

this company has called a friend of mine wanting information on me do not now how they got her # she lives in Maryland called her tonit harassing her her wanting my # and information what should I do

The collection company wants me to pay a post dated check (10 days ahead) over the phone, and they don't take money order or anything? It is normal for collection company to do this?

Is there a real debt relief program out there anywhere?

Can a person who is in Chapter 13, after almost three years, go back to court and file for a chapter 7?

AX and Chase have called my dad and my wife's boss. Is this legal? Should I send a C&D letter? What do I say?

Hi All, I think I am finally in a place that I can start cleaning up my credit report. The only open collection account is from LVNV Funding and they are not responsive so I am letting it go for now. I just received a unsecured credit card from Cap 1 with a limit of 500.00. I also signed up for a credit monitoring service though my bank and received my 3 credit reports with scores. Trans=563, Experian=601, and Equifax=623. I would like to start cleaning up the derogs on the reports but am not sure what to dispute.

Why are you calling my cell phone asking for someone I don't even know?I asked you not to call anymore.But your still fucking calling.I filed a police report against your company.What part do you NOT UNDERSTAND I DO NOT KNOW THIS PERSON.Don't leave a message My answer machine has my name.ITS MY PHONE NUMBER!!!!!!