I wasn't sure how to title this and can't find much info on it. So I'm in need of some advice. I sent an intent to sue letter to a collection agency whom I had a very strong case against and let them know I would settle, out of court, for 5k. I knew that they would come back and want to haggle. Their attorney (whom also is a tenant who shares the same office space as them) called me to discuss the matter with me. He's been very polite and says he understand my case is solid and the seriousness of what happened with the collector. He said he could only offer me $500 to settle.

I had to close my bank account. I receied an email from 500 Fast Cash to contact them, I have tried to all them but they tell me that they cannot help but they would send a email to the collections dept to call me. I have call twice and sent 4 emails, no response. I finally found the phone number for the collections dept. They told they could not help me but the compliance dept would be contacting me. Not sure if this was started because I ask if they were legal in Oregon. I have had about 4 loans from them. How do I contact them

hi I had a pdl back in 2005.. i got a call today from Ameriloan stating that i owed $ 1115 to them - i know way back when that this loan was paid off and redone a few times - but it was definately paid - if for some reason it was not - what are the laws on this - i dont want to "not" pay something I owe - I just dont know what the fees should and should not be allowed for in my state - and does it matter that I live in Ohio - but apparently Ameriloan is not - also this was an internet loan back then

I had an automobile repossesed from Ford moter Credit and it was sold at aution...4 months later one phone came to say I owed the difference...Now if I could not pay for the vehicle how was I going to pay the difference...Now i have received a court summons dated 20 days after the court date...I have a vacation home in Ga and that is where the repo took place. It was a liscensed Florida car and the contract with Ford Credit was in Fl. A sheriff delivered the summons and my son signed for it. I am not a legal resident of Ga only Florida. How do i proceed....nearest cliff?

:confused:I have a large credit card debt that I've been unable to make a payment on since last July or so. I lost my job in February 2009 and didn't find a new one until late July at less than 50% of what I previously made. I purchased a home in 2008 after a divorce, and at the time all of my payments were affordable. Due to my dramatic decrease in income, my house payments went in arrears, so I cashed in some retirement savings to bring that current.

I heard John Betancourt was being pursued by former customers for de-frauding them. He was apparetnly kicked out of his last firm Turning Point Debt, and then tried to start a failing Nustart debt something?

How long do I need to have a loan before asking for an EPP. I have had one with Quik Cash for about 2 months and I struggle each time to make my payments. Is this enough time to ask and get an EPP? I have had several loans with them over the course of the past few years and repaid them back successfully, but right now, I am just stuck. I live in AZ. Thanks!

Did you know if you apply for a online predatory loan that other companies have access to your account and can charge your account without your authorization? I have had two companies, freedom subscription and MM rewards charge my checking account unknowingly to me. This is so ridiculous and unfair to consumers.

I received three letters in the mail today from a Conrad Credit Corporation. Each letter has a different account number, and three different amounts: $425.86, $465.79, and another for $425.86. At the top of the letter, it states that my account has been referred to this agency by JOSH WILSON.