I have 8 instore payday loans and 4 internet loan, and I can no longer pay. I have been refianacing since Nov 2009. I have gotten behind on paying other bill to keep from defaulting. I'm thinking about seeking help from T & C ACCEPTANCE CORP. or Destination Debit Solution. Is either one of these company a good company? Or can u help me with a company that is licence in Mississippi. The internet co r..fast and reliable450,first bank of delaware800,national390,and another one for390. The other 8 are instore and they are all for365.85 Please offer some advice, im so scare of legal actions.