i made an agreement with a debt collector to pay a certain amount. not my job is giving enough hours to pay this bill and keep my house hold bills caught up is ther a way i can get this amount reduced or am i stuck paying the amount. and am i required to let them take the money out of my checking account or can i cancel this deduction( they have threating to sue if i do).

Hello, Currently I am calling a few laywers for bankruptcy in Ohio. I am married and only be filing. I have a few questions and worries about what I should know and have when I talk to a laywer. -Can they touch my husband's assets even tho the debts were before we got married? -How long does it take for the Bankruptcy start cause CITIBANK has a lawsuit against me right now. They want 200 for the next 2 years...Not willing to settle or take any money off of 4500 -Also I am late over 9 months on 7 other credit cards and late on student loans....I got scammed by a settlement company.

I need help I have a lot Of storefront pdl and they army at default yet but dangerously close I don't know what to do I was thinking of a consolidation loan but I don't know I am getting desperate the number amount includes finance charge and I am almost positive all those numbers are right and as close as I can remember I'm getting desperate and don't know what to do I have twocredit cards in collections now also and bills are starting to pile up Check city. * * * 350 Ez loan. * * * * *600 Checkmate * * * 591 All types check cashing * * * * *360 Utah title loans. * * 260 Checkline.

Okay, so I recv'd paperwork to answer a summons and I have 30 days to do so. I called HSBC to ask who the account was sold to and the date and they advised it was sold to CACH LLC on 7/2008 which matches what is on the summons. And yes, it's true that I did have a card with HSBC and recall last time paying back in '07 but I was going to fight this case just so I can hopefully find some type of loophole but it doesn't look good. I was told to answer the summons to cover my butt but that I should also negotiate a payment plan or maybe a payoff.

My husband received a letter in July of 2009 form Mann Bracken LLP regarding a delinquent credit card account in the amount of $3,600. We suggested we could settle for a lowered amoutn of 3000 if it were split into two equal payments. Mann responded by stating that we needed to reestablish our worthiness by making six monthly on time payments of $206. At the end of that period we could pay it off in a lump sum or continue with the monthly payments. We established a system in which they automatically deducted our checking account every month on the 15th.

confused on what happens to a 2nd mortgage with 125% ltv during a chapter 13. My house is worth 260 and my first mortgage is 250 and my 2nd has 60 left. Can I discharge the unsecured portion of that 2nd mortgage in the Chapter 13?

So I am being sued by Citifinancial for a personal loan. I need help answering their summons. I live in WI. Can any help me with this? Also they are suing not only for what I borrowed but also for the interest they would have collect for the next four or so years. To me that did not make sense. Thanks in advance.

I settled a medical debt for 50% of amount owed in 2007. The debt was initially incurred in 2000, and contained a number of errors. I wanted to do what was right, so I paid the undisputed portion when I had the money. I received a fax from the original collection agency confirming the debt was settled in full, and also have a copy of my Visa bill. Fast forward to 2010. This matter which I have long since forgotten about has come up.

AP) NEW YORK - It could be the beginning of the end of overdrawn accounts linked to debit cards. Bank of America customers will soon be unable to spend more than they have in such accounts in a step that may become a common move ahead of new regulations limiting overdraft fees. Rules set by the Federal Reserve that will ban banks from charging such fees, without first getting permission from the customer, are set to take effect July 1. Bank of America is going a step further than the regulations require.

A friend received a summons on unpaid debt and didn't respond does this mean he automatically has a judgement against him? This was on a piece of equipment that he had to let go back because his business failed. He also had another peice of equipment go back, but was never notified when they sold it or any amount he owed above what they sold it for. The company that never notified him of an outstanding amount he owed has now summoned him on the debt. Can they do that with out nootifying him? Can they get a judgement against him without notifying him of the debt.