115,000 in unsecured debt plus a mortgage, I don't think we would qualify for chapter 7 due to income. we are behind on several credit cards. We both work full time. However my husband is furloughed. I'm open to suggestions. I do want to be debt free. Thank you

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We're retired and have a current credit card (multiple) debt of $100K. We also turned 80 last year and don't own anything. Our pension is modest. Maybe it's hopeless/fruitless but it's our last chance via this forum. Maybe it's also too little too late but we hope to at least enjoy our remaining retirement years debt free. We don't qualify for Chapt 7 & 13. We decided that if we continue to do nothing things won't be any better.

If anyone has used B of A bill pay is there a way to stop them from taking money out of your account if you did not authorized automatic payments.

I have an original balance on an Advanta business card of 22K, that is now up over 23K with late fees. I just got a settlement after 90 days late of 45%. The guy said it was their last offer before sending it to legal.

I have around 13k in credit card debt that has been lingering for a few years now. I have paid on some of those cards for over a year. My phone rings 20 times a day. I have a car loan and a personal loan that along with rent doesn't leave me a whole lot left over. I have become deliquent on my school loans also. Does anyone have any advice on the best way to go about getting out of this debt??

how do i know if a payday loan company is licensed in my state, and does it matter if they are not

Does anyone have a letter that I can send to these internet payday loans to let them know they are illegal? Thanks, Darlene

I have several PDL's and live in NJ can anyone tell me which ones are illegal? Ameriloan $300 paid $270 Fast Cash 500 $300 paid $180 Little Loan Shoppe $300 paid $0 VIP Cash $300 paid $60 Greenlight Funds $300 paid $0 United Cash $300 paid $90 Star Cash Processing $300 paid $105 I also have one through CMG which has been sent to collections and received a collection call stating if I didn't pay in full today I would be sued. What should I do in that situation? Thanks in advance.

Ok I am assuming this is a dead issue and I haven't been here in a LONG time but can anyone please tell me what happened to Mike? I would really like to speak with him. He was a great friend.